Get Out of Debt for $765* with Shimanek Law Struggling with debt is more than just a financial decision. It affects all areas of one’s life – financially and emotionally. Finding the right solution is even more taxing. Some "experts" make great claims about how to get out of debt. Some claim you need to do debt settlement, others say to pay off your biggest debt first and the list goes on and on with other suggestions such as enrolling into credit counseling, filing bankrupt